The Dreamwidth Journal of zdashamber

Madeline, this is cool. You could add one more layer that would work like chancel points in Nobilis: If the PCs as a group want 100$ coverage, they have to somehow buy 100% coverage. Otherwise, there's a percentile range where they don't know what the stranger is saying. So maybe they can buy 60, 80 or 100% coverage, with one person getting half, another a fourth and the rest as equal a share of what's left as is possible. You do face the tradeoff of How much incomprehension is entertaining then.